Deals

My thoughts about Newsletters

• You and thousands of other people have the same information every time a newsletter comes out. Buying solely on recommendation of an email at that point is useless. Stock price would have driven up already by the buying from all the people.
• A lot of people just use the newsletter as stock tips. You tell me, and I will buy it. They do not put any other effort into researching the stock. Most do not understand the approach of investing newsletter (long term, shorting, dividend based etc.) They do not understand if the newsletter philosophy matches or compliments their investing style.
• Never rely on single source of information. Be it a newsletter, stock advisor group, news article or some tip you read on twitter etc. I believe in the concept of idea funnel. Once you start researching a stock. You need to look at various sources of information. It can be company’s website, blogs, company’s 10K, product reviews on eCommerce website, expert newsletters etc. Reading and looking at as many sources as possible helps you to get a complete idea of the stock.
• I do believe Newsletters at the right price and of the right investing style can be of great value for the information they provide. They are, after all written by experts who put in many hours to write and recommend stocks. I genuinely feel they can add a lot of value to your own stock research. It can help you screen new stocks or go back to some stock you looked at the past and revisit it.

So keep the above points in mind before subscribing to a newsletter service. Today we will discuss  a great deal I have come across recently if you are in the market for the Motley Fool Stock Advisor or Rule Breakers service.

What is Motley Fool Stock Advisor?

• It’s a service from Motley Fool that recommends 2 stocks every month.
• Their philosophy is to invest in companies that have competitive advantage. Plus, have a long term trend tailwind behind them.
• They also focus on companies with solid financials and whose management are shareholder friendly.
• They provide access to their forums with the membership which is full of very insightful discussions.
• You can also look at past recommendations and check out the performance of their picks.
• You also get access to some bonus reports/articles they write which could have lots of useful information, like tax guides, wealth creation, imp guides on new trends, companies etc.

Check out some reviews from : StockGumshoe, Chris Reining,  Saving Advice, Day trade Review

What is Motley Fool Rule Breakers?

• It’s a service from Motley Fool that recommends 2 stocks every month.
• The philosophy here is to invest in upcoming companies. These companies are doing something new and trying to break things in an older industry.
• It mostly focuses on high growth companies. Because of this, they are often very expensive by most evaluations.
• Again you also have access to forums, few good research reports and ability to look at past picks and performance.

Check out some reviews from : StockGumshoe, WallStreetSurvivor

Personally, I have tried both these services and prefer motley fool stock advisor. Since I am a dividend investor I prefer stocks which are less expensive, have reliable cash flows and can keep paying me that dividend.

What’s the deal?

Earlier, with Rebates me, you could get about an 80$ discount when you signed up for one of the Motley Fool services. Click the arrow for old method which doesn’t work any longer.

Recently  Rebates Me site has tied up with Motley Fool to give 85% cashback on purchases. Rebatesme is a cashback site that helps customer drive to their site for purchases. To incentivize customers, they offer cashback on purchases. They get some cut of the purchase you make on the eventual website. Currently they are offering 85% of your money back in form of cashback if you make any purchases on the motley fool website going through them!

Currently Stock Advisor membership is being sold for about 99$ on Motley Fool website:

So technically, if you buy this via the Rebatesme link, you can get about 85$ back in cash deposited to your Paypal account or to your credit card. Also do note that their Faq’s do say it will take about 3 months for them to pay out the 85$ since they want to make sure you do not cancel the subscription after getting the 85$ cashback. This doesn’t concern me that much however since Rebatesme seems to be recognized in the marketplace to honor their commitments.

Steps

Here are the steps in detail, please follow them properly to ensure that you do get the cashback (don’t worry, it’s no rocket science):

• Go to Rebates Me and create an account. Once you enter the details and account gets created, confirm your account by clicking on the verification link in email.

 

• Disable Adblocker: Rebates me works and motley fool work by tracking that you came to the Motley fool website via Rebates Me site. To make sure that happens, disable ad blocker from the browser for these 2 sites. Once you go to the site one by one just click on ad blocker symbol and select “disabled on this site”. Make sure to do that on both Motley Fool and Rebatesme sites.

• Shop!

  Log into the rebates me account and search for motley fool. Make sure that the cashback shows up as 85% as shown above. Once you click shop now, the browser should open a new window with the motley fool website. In the previous tab on the rebates me site, you can click on my account and go to shopping trips and you should be able to see the most recent click to motley fool with the 85% rebate as shown :

   

  

 

 

 

This just makes sure that Rebates me has recorded your visit and you can now shop on Motley fool. Now in the next tab where Motley Fool had opened, you can proceed to buy the Stock advisor subscription. Currently the subscription shows up for 100$ so if you buy that, after a few days, on your rebates me account you  should get a 85$ cashback making the price of 1 year of Motley fool Stock Advisor for only 15$!!

• Here is my account for proof. I did this when it was 50% cashback and I thought it was a great deal then. Imagine my mind when the cashback jumped to 85%. I think it takes 30-45 days for the cashback to go from pending to payable. Once it is payable then you can deposit in your paypal account!

 

In Conclusion

As I mentioned before, right price and for the right type of newsletter can be great value for money. It can be an excellent source of idea. I think 15$ for 1 year of motley fool stock advisor is an impossible deal to beat! In no time would it be worth it!

UPDATE 1

I received my cashback rebate, here is the proof:

from rebatesme acct:

 

 

 

and my paypal account with some other extra rebates:

 

 

 

 

 

 

 

 

 

UPDATE 2

Rebatesme has reduced the offer of cashback from 85% to 80% which will still bring you about 80$ on a 100$ motley fool stock advisor subscription. In my opinion it is still great deal! Especially since I have confirmed that cashback is being paid out 3 months after the transaction.

 

However, I recently found another reputed cashback portal: Extrabux which is offering 80$ cashback on motley fool Stock Advisor or Rule Breakers service. Extrabux is a site that helps drive traffic to sellers like Motley Fool by offering cashback to its customers (people like me & you). They incentivize us by providing cashback on purchases we make and they make some % of the revenue we shop for via their portal. If we check, currently they are offering 80$ cashback on purchases made from Motley Fool.

Here are their conditions:

 

Currently both Stock Advisor & Rule Breakers membership is being sold for about 99$ each on Motley Fool website:

So technically, if you buy this via the Extrabux portal, you can get about 80$ back in cash back. You can withdraw it to your Paypal account or to your credit card. Also do note that their Faq’s do say it will take about 3 months for them to pay out the 80$ since they want to make sure you do not cancel the subscription after getting the 80$ cashback. This doesn’t concern me that much. Since, Extrabux is big, popular player in the marketplace which honors their commitments.

Steps

Here are the steps in detail, please follow them properly to ensure that you do get the cashback (don’t worry, it’s no rocket science):

• Go to Extrabux and create an account by clicking join for free. You can enter the details and your account gets created. Little pro tip here, you can even google referral link for Extrabux and try to join using that to get 15-20$ in extra bonus. I usually do not post referral link, so my link is just the standard signup page with no affiliate or any referral on it. But I did sign up using someone else’s referral link.

 

• Disable Adblocker: Extrabux and motley fool work by tracking that you came to the Motley fool website via Extrabux site. To make sure that happens, disable ad blocker from the browser for these 2 sites. Once you go to the site one by one just click on ad blocker symbol and select “disabled on this site”. Make sure to do that on both Motley Fool and Extrabux sites. Here are some more instructions Extrabux mentions one can try to do to make sure their purchase is tracked and they get the cashback. Nothing special in my opinion. 
• Shop!

  In a new window, log into the Extrabux account and search for motley fool. Make sure that the cashback shows up as 80$ as shown above.

  

  Once you click start shopping, the browser should open a new window with the motley fool website. Now make your purchase. Both stock advisor and rule breakers cost 99$ for the first year. This time around I bought rule breakers service from Motley Fool .

  

  After making the purchase, go back to the window with the Extrabux site, you can click on Purchases on top and you should be able to see the most recent click to motley fool with the msg saying “awaiting for information from store”:

  

• The next day itself I got an email from Extrabux confirming my purchase and showing details about 80$ cashback to be deposited in 90 days in my account.
• If I check my purchases section again now it shows up with 80$ cashback in pending status:Time for another pro tip, for new users who signed up to Extrabux just for this, seems like I can click the Boost Cashback to 100$ button and now I can see 100$ owed in back to me!! This makes my motley fool subscription absolutely free.

• 

UPDATE 1

So, it took 5 months instead of the promised 3 months wait for cashback, but I am happy to report I got all 100$ back as I paid part of my subscription:

I was then able to withdraw it to my choice of payment method:

So, looks like using the above method it is possible for us to get motley fool stock advisor or rule breaker service for 0-20 USD. This in my opinion is a great deal! I wouldn’t mind throwing 20$ for expanding my circle of ideas to research into. A word of warning: I signed up for this service in October 2019 and received my cashback in Mar 2020, so it took 5 months.

UPDATE 2

looks like even Extrabux has reduced cashback from 80$ to 10$ since Jan 2020. So here is the website which I keep tabs on to identify the next portal that will give me good cashback:

If you notice, currently Citibank, Dollar Dig are offering 60 to 65$ back respectively. Some sites offering miles or their own currency. So you still have the option to go to any of these sites and sign up for motley fool from a link on there. The process in most places will be similar to what I described here. But do make sure you read reviews of some of these sites before actually using them.

If you liked this article, check out how I get free Barron’s and WSJ subscription for my financial news fix and how you can do it in 5 simple steps.

 

Disclaimer: None of the links in this article are my referral links or affiliate links. I do not get any benefit of purchases you make. Signed up personally and found the forums and tax resources section highly useful. I genuinely feel this is a great deal and so have decided to share with my readers.

I am sure many of you just like Warren Buffett agree reading goes hand in hand with investing. The more you read and think, more you expand your circle of competence.  Reading, especially business and finance news helps you gain knowledge and keep a tab on issues companies face daily. Some of the best sources of good unbiased financial information comes from Wall Street Journal(WSJ subscription), Barron’s and other publications.

However they are not free anymore. Both WSJ & Barron’s subscription cost about 19$ and 10$ per month after discounts. That’s a whole lot of money to get good financial news. Plus after discounts end, prices go up a lot!

I like free. I have found a very legal way to get physical/print access to WSJ and Barron’s subscription for 0$. In this blog post we will discuss how you can use your airline miles to get free access to WSJ and Barron’s subscriptions using a service called MagsForMiles. I hope you will like this post just as much as the one about getting Motley Fool Stock Advisor subscription at a steep discount.

But first I wanted to give a short review of both sources.

Wall Street Journal  Subscription Review(WSJ)

WSJ is published daily (except on US national holidays and Sunday’s). It has great analysis of day to day news. Its like a traditional newspaper having standard sections like:

US News: With info on hurricane Dorian and rise of online sports betting recently as examples.

Political: Things like election candidate coverage for upcoming sections.

World News: For e.g. Brexit, Argentina crisis & Hong Kong protests.

Life & Arts: I rarely read this. But you get the idea.

Sports: 1 page section on latest happenings in sports.

Opinion/Editorials: Most recently articles on electric vehicle subsidies & Air BnB bills in various state parliaments on short term rentals.

The above sections are about the first 18 pages and have some financial info sprinkled in between. I usually read some topics in each section which I like or am interested in.

Then comes the biggest section

Business & Finance: This is 10 pages of pure business and financial news of top quality journalism. I read mostly all stories in this section. Some examples from most recent issues include Europe’s unrelenting quest to tax tech companies, P&G’s tide dry cleaning business etc. to name a few.

It’s great service to keep you updated with current events and news in business, financial & non financial world.

Barron’s Subscription Review

Unlike WSJ, Barron’s is published only once weekly. It also is heavily focused on investing.  Infact they do not have sections other than finance and investing.

They publish 1 very detailed (about 5 pages) article on some sector or a company every issue. For e.g. their issue dated Sept 2nd 2019 had a detailed analysis on drugs using mRNA to cure diseases and companies in that space. They waked through the basics of the technology, discussed pros & cons, feasibility of technology etc. That’s some very great info right there!

It focuses more on fundamentals and long term trends about industries. You can very easily pick out 2-3 ideas and the do your own research by just reading Barron’s every week. They also have a market week section which discusses companies that were active during the week. It tries to give good profiles on what companies are doing. To be honest I find Barron’s really helpful to grow my circle of competence. I almost read every article from Barron’s subscription every week.

How to get WSJ subscription for free?

So we are going to use our unused airline miles to get this. Even if you flew 2-3 flights in last 2-3 years, you probably have some airline miles in your frequent flier account. Most of the time these airline miles just expire and go to waste. Not anymore! I recently came across this site called magsformiles. It allows you to exchange your miles for subscription to a wide variety of newspapers and magazines. Once you head over to its site,you notice you can use most US airline miles:

1. Select your airline to start

I went with American Airlines, since its miles were expiring for me.

2. Choose your subscription

I went with the 304 issue WSJ subscription for 3200 miles. There was also an option of 228 issues for 2700 miles. You can choose whichever one you like. Next hit Add to Bag as shown below:

 

3. Checkout

Once you hit check out, it will ask you if you are a current Wall Street Journal subscriber. Hit no and please make sure you are not currently subscribed to WSJ. If you are this offer may not be for you. Although from my research, I did come to know some people who cancelled their existing subscription for which they were paying and started this subscription a week later.

Once you hit No, you will be taken to a page where you would enter your first name, last name address where your subscription will be delivered and in my case, my AA Advantage loyalty number. Please enter information correctly since it will be used to match your loyalty record and your address to confirm subscription. Then hit Place Order.

Also notice the red underline at the bottom says your order will be processed in 6-12 weeks. But do not fret. My order was processed and I got my WSJ subscription first issue in about 2 weeks.

4. Get Confirmation and avoid addons

Once you hit place order, on the next page, you will get a confirmation followed by asking to enroll in other subscriptions for 2$ and enabling auto enroll.

Now all these guys are trying to do is get your cc number. Do not give it or choose any other offers under any circumstances. You do not need to give your credit card to get your wsj or barron’s subscription. You can simply click no thanks as shown below. Your order for wsj subscription is already completed.

5. What Next?

Just wait. Since this is almost a free way to get WSJ or Barron’s subscription, this is an obvious drawback. You might have to wait for 2-4 weeks in my opinion. Personally, I started getting WSJ delivered to me on my doorstep every morning 2 weeks after I ordered it. Here is the pic of the first one:

How to get Barron’s subscription for free?

Its literally the same process. Same as WSJ subscription described above. As you can see MagsForMiles also has Barron’s subscription as an option. Its 1900 miles for 52 issues. 1 a week for the whole year.

I did the whole process a second time. I entered a second email address just to be safe. Other details were the same. I started getting my Barron’s subscription delivered after about 2 weeks of ordering it.

 

What happens after subscription expires?

Now this is mostly uncharted territory. Mine only started in last month so I am not too sure. But in my research from various blogs, several people mentioned MagsForMiles might send some renewal offer maybe ask for money etc. I would just reject all those. I did see some people were able to use different airline miles (for e.g. use Delta miles if you used American first year etc. ) a couple of weeks after current subscription expired to order a new subscription again.

Some people just let their subscription expire and start a new one using spouse’s account.

There is also an option to gift subscription, maybe you can ask your friend/relative to start one using their account and you return the favor.

I also came across their sister site MagsForPoints . Its the same as MagsForMiles, but offers even hotel points to use towards a subscription. Maybe using this to subscribe might work with a second year Barron’s or WSJ subscription.

All techniques above for starting a new subscription for second year are things I found in my research. I can only test it myself next year when my current subscriptions expire.

How in the world is this legal ?

So let’s see why this method is legal from horse’s mouth itself. Here is a url to the company that owns MagsForMiles & MagsForPoints. Looks like Synapse is a marketing company which is probably doing lead generation for big publishers. I suspect they have a deal with  Dow Jones Company (yes they own both WSJ and Barron’s) to bring them high quality subscribers and give an introductory offer which is free! Its absolutely up to your discretion to continue the subscription into the second year using whatever renewal MagsForMiles sends you or not.
Please share your experiences if you tried to order WSJ or Barron’s subscriptions using this method and how it went for you below in comments section. I am sure it will help out the community.

If you found this article useful, I would really appreciate if you can share it on social media and among your friends who might be interested. That would really help support this blog. If you can sign up below, you would even go a mile further in supporting this blog.

UPDATE

Looks like WSJ is no longer available on offer at magsformiles or at MagsforPoints. But, they do still have Barrons.

Disclaimer: The above is just my experience expressed in the article. Your experience may differ and I am not liable for it in anyway. This article is just for informational and entertainment purposes. Also I have no affiliation with any of the parties mentioned in the article. I do not get paid for any subscriptions you buy or gift. I just wrote this to help out the investing community get good news from reputable sources.